Terms of Use

Opening bensdrive.com, submitting a form or creating an account counts as agreement with everything written on this page. Anyone who does not accept these terms should stop using the site.

This site offers general auto insurance information along with a way to request quotes and coverage guidance. Nothing published here is a binding offer of insurance, a policy document or legal advice. Cover exists only once a carrier has issued a policy and the required payment has been accepted.

Use of this site is limited to residents of the United States who are of legal age to enter a contract in their state. Submitting a form is a confirmation that both conditions are met.

An account holder is responsible for keeping login details private and for every action taken through that account. Any suspected misuse should be reported through the contact points listed at the end of this page so access can be reviewed.

Quotes and coverage suggestions rest entirely on the details entered. Incorrect vehicle information, an understated driving history or an out of date address can change a price, alter the cover offered or lead a carrier to decline a claim later. Keeping submitted details truthful and current is the responsibility of the person entering them.

The site is meant for personal, non commercial use while looking into auto insurance. Pages may be read, printed for personal reference and shared as links.

The following are prohibited anywhere on this site.

• Submitting false, stolen or another person's details without permission.
• Using automated tools to scrape, copy or overload the site.
• Attempting to reach accounts, systems or data belonging to others.
• Uploading anything containing malicious code.
• Reselling or republishing site content for commercial gain.
• Interfering with the normal operation of any page or form.

Every quote is an estimate based on the information available at the time and remains subject to review by the insurance carrier. Final pricing, terms, exclusions and claim decisions rest with that carrier under the policy it issues. Estimates may change once underwriting is complete.

Boxes ticked during signup control which messages may be sent. Service messages relate to an active request, and marketing messages need separate permission. Consent is never a condition of buying anything. Replying STOP ends messages and replying HELP returns support information. Message frequency varies and standard message and data rates may apply.

Text, layout, graphics, logos and code on this site belong to BensDrive or to the parties that licensed them. Nothing here transfers ownership or grants a right to reuse material beyond the permitted use described above.

Some pages point to carrier or regulator websites that operate independently. Those destinations carry their own terms and privacy practices, and their content is outside the control of this site.

The site and its content are made available as they are, without warranty of any kind. There is no promise that the site will be free of interruption or error, or that the information shown will suit every situation. Independent advice should be taken before an important insurance decision is made.

To the fullest extent the law permits, BensDrive is not liable for indirect or consequential loss arising from use of this site, from reliance on information published here, or from any inability to reach the site. Nothing in this section limits liability that cannot be limited under applicable law.

These terms are governed by the laws of the State of Iowa. Any dispute that cannot be settled directly will be resolved through binding individual arbitration rather than in court, and claims may not be brought as part of a class action. Small claims matters remain available where they qualify.

Access may be suspended where these terms are broken or where activity threatens the site or other visitors. These terms may also be revised, and the updated date at the top of the page always shows the current version. Continued use after a revision counts as acceptance of it.

Questions about these terms can go to the contact points below.